Disability Insurance

Disability Insurance, often called DI or disability income insurance, or income protection, is a form of insurance that insures the beneficiary's earned income against the risk that a disability creates a barrier for a worker to complete the core functions of their work.
Fill out the form below for a quote and view common disability insurance types below.

Individual Disability

Disability Insurance (DI) provides short-term benefits to eligible workers who have a full or partial loss of wages due to a non-work-related illness, injury, or pregnancy.

Business Overhead Insurance

When you own a business, one of its underlying risks is that when you become unable to work, business income will be significantly reduced but expenses will continue. With Business Overhead Insurance, you will be able to pay for these expenses until such time that you'll recover.

Key Person Insurance

Protect your investment from financial disaster in the event of the loss or death of your company's most valuable persons with key person insurance. This policy may be bought to cover the owner, partner, manager, or employee.

Inventory Policy Insurance

As a business owner, your unexpected disability may result to loss or damage to your inventory assets. A situation like this could virtually obliterate the years of hard work you put into the business. To deal with this risk, you need to get the appropriate disability insurance. There's no substitute to proper financial planning to protect your assets. You owe it to yourself and your family.

Buy Sell Plans

After years of hard work, your business must have become very valuable. But what would happen if suddenly you suffer some disability? Certainly you would want to protect your years of dedicated work to bring the business to where it is now. The answer is getting a a Buy-Sell-Plans insurance.